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About us - Philosophy - The Paramount Philosophy

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Paramount Life has developed a world leading offering of actuarially designed insurance products for sale to individuals at or after retirement.

Our retirement products are designed to maximise your retirement income through:

  • a more efficient underwriting methodology (patent pending).
  • products that meet your income and capital protection needs efficiently.

South Africans that are nearing retirement are faced with a number of risks threatening their future retirement income.

These risks include:

  • Market volatility
  • Longevity risk
  • Inflation Risk
  • Behavioural risk
These are greatly exacerbated by insufficient retirement funds. 
"The average South African will retire with an income replacement ratio of 30%"

Paramount Life has addressed these risks through actuarially robust products that are focussed on providing complete protection and maximisation of your retirement income.

FLEXIBILITY - ENHANCED VALUE - TRANSPARENCY - TAX-EFFICIENCY - PEACE OF MIND

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Paramount Life is an authorised financial services provider and is underwritten by Guardrisk Life Limited.